EFFECTIVE DATE: January 24, 2019
1. INTRODUCTION
Small Business Benefits (“us,” “we,” or “Small Business Benefits”) is committed to respecting the privacy rights of its customers, visitors, and other users of the Small Business Benefits Website (“the Website”). This Website Privacy Policy (“Privacy Policy”) is an agreement between Small Business Benefits and you, as the user of the Website (“you”). This Privacy Policy is only applicable to the Website, and not to any other websites that you may be able to access from the Website, each of which may have data collection, storage, and use practices and policies that differ materially from this Privacy Policy. To learn about such other websites’ policies, we encourage you to read and review the privacy statements of each third party service that you may choose to use in connection with the Website. This Privacy Policy applies only to information collected by Small Business Benefits.
2. INFORMATION COLLECTION PRACTICES
We collect user information when you use the Website. Sometimes you may submit such information to use yourself, other times it may be collected automatically. You can manage and change your preferences as outlined below.
2.1. TYPES OF INFORMATION
COLLECTED (a) Traffic Data Collected. We automatically track and collect the following categories of information when you visit the Website: (1) IP addresses; (2) domain servers; (3) types of computers accessing the Website; and (4) types of web browsers used to access the Website (collectively “Traffic Data”). Traffic Data is anonymous information that does not personally identify you but is helpful for improving your experience on the Website. (b) Personal Information Collected. In order for you to access certain information and services that we offer via the Website, we require you to provide us with certain information that personally identifies you (“Personal Information”). Personal Information includes, but is not limited to, the following categories: (1) Contact Data (such as your name, mailing address, and email address); (2) Demographic Data (such as your zip code, age, and income); and (3) Business Data (such as company and business information). If you communicate with us by email or otherwise complete online forms or surveys, any information provided in such communication may be collected as Personal Information. When you submit your Personal Information on the Website, you are giving your consent to the collection, use and disclosure of your personal information as set forth in this Privacy Policy. You verify that any Personal Information provided to Small Business Benefits is true and accurate. You further verify that you are the telephone subscriber and/or that you own any telephone number(s) that you provide to Small Business Benefits. You acknowledge that by voluntarily providing our telephone number(s) to Small Business Benefits, you expressly agree to be contacted at the telephone number(s) you provide. (c) Technology Utilized; Cookies. We employ several commonly used technologies on the Website: cookies, network traffic monitoring and active scripting. We use these to monitor the performance of the Website, measure its effectiveness, tailor our products and services to suit the personal interests of you and others, and to estimate our audience size and/or analyze your visiting patterns. “Cookies” are small pieces of information stored by your browser on your computer’s hard drive. Most web browsers automatically accept cookies, but you can usually change your browser settings to prevent this. If you disable cookies, you may be unable to use certain features of the Website. If you experience any problems, please email us at support@smallbusinessbenefits.com. “Active Scripting” is programming code that is designed to collect information about your interactions with the Website, such as which links you click on. The code is temporarily downloaded onto your computer or mobile device from our server or a third party service provider, is active only while you are connected to the Website, and is deactivated or deleted thereafter. We may combine automatically collected Website usage information with your personal information. In those cases, we will apply this Privacy Policy to the combined information.
2.2. USES OF INFORMATION COLLECTED
(a) Small Business Benefit’s Use of Information. We use Personal Information to send you information about us or our products or services, or promotional material from some of our partners, or to contact you when necessary, to verify your qualifications for certain products or services and to bill you for products and services and to customize and tailor your experience on the Website. (b) Sharing of Personal Information. We share Personal Information we collect from you with other companies who may want to send you information about their products or services and with our business partners who assist us by performing core services (such as hosting, billing, fulfillment, or data storage and security) related to our operation of the Website. We may sell or license portions of our company and/or assets, including Personal Information collected through the Website. If Small Business Benefits or substantially all of its assets are acquired, Personal Information may be one of the assets transferred to the acquirer. We do not share your Financial Data with third parties unless it is related to billing. If you do not want us to share your Personal Information with any third parties, please email us at support@smallbusinessbenefits.com but please understand that such a request will likely limit your ability to take advantage of all of the features and services we offer on the Website. In addition, we maintain a procedure for you to review and request changes to your Personal Information; this procedure is described in Section 3.1, below. In general, the third party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us. However, certain third party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase related transactions. (c) User Choice Regarding Collection, Use, and Distribution of Personal Information. You may choose not to provide us with any Personal Information. In such an event, you can still access and use much of the Website; however you will not be able to access and use those portions of the Website that require your Personal Information. If you do not wish to receive information and promotional material from us or from some of our partners, you may select the appropriate “opt out” option each time we ask you for Personal Information. We want to communicate with you via email correspondence only if you want to hear from us. If for any reason you would no longer like to receive email messages from Small Business Benfits, you may contact us at support@smallbusinessbenefits.com. In addition, if you do not want us to share your personal information with third party organizations.
3. CONFIDENTIALITY AND SECURITY OF PERSONAL INFORMATION
Except as otherwise provided in this Privacy Policy, we will keep your Personal Information private and will not share it with third parties, unless such disclosure is necessary to: (a) comply with a court order or other legal process; (b) protect our rights or property; or (c) enforce our Terms of Service [link]. Your Personal Information is stored on secure servers that are not accessible by third parties. We provide you with the capability to transmit you Personal Information via secured and encrypted channels if you use a similarly equipped web browser.
3.1. USER ABILITY TO ACCESS, UPDATE, AND CORRECT PERSONAL INFORMATION.
We maintain a procedure in order to help you confirm that your Personal Information remains correct and up to date. At any time, you may visit your personal profile at [www.smallbusinessbenefits.com]. Through your personal profile you may: (a) review and update your Personal Information that we have already collected; (b) choose whether or not you wish us to send you information about us, or promotional material from some of our partners; and/or (c) choose whether or not you wish for us to share your Personal Information with third parties.
3.2. LOST OR STOLEN INFORMATION.
You must promptly notify us if your credit card, user name, or password is lost, stolen, or used without permission. In such an event, we will remove that credit card number, user name, or password from your account and update our records accordingly. 3.3. PUBLIC INFORMATION. The Website contains links to other websites. We are not responsible for the privacy practices or the content of such websites. We also make chat groups, forums, message boards, and news groups available to you. Please understand that any information that is disclosed in these areas becomes public information. We have no control over its use and you should exercise caution when deciding to disclose your Personal Information.
4. CALIFORNIA DISCLOSURES
We do not currently respond to “Do Not Track” requests. However, you may opt-out of tracking on this Website by changing your browser settings.
5. UPDATES AND CHANGES TO PRIVACY POLICY.
We reserve the right, at any time and without notice, to add to, change, update, or modify this Privacy Policy, simply by posting such change, update, or modification on the Website and without any other notice to you. Any such change, update, or modification will be effective immediately upon posting on the Website.